ARE YOU A VICTIM? PHONE CUSTOMERS – Phishing Attack Ripoff – MUST READ!!!

PHISHING ATTACKS ON TELECOMMUNICATION CUSTOMERS RESULTING IN ACCOUNT TAKEOVERS

The Internet Crime Complaint Center has received numerous reports of phishing attacks targeting various telecommunication companies’ customers.

• Individuals receive automated telephone calls that claim to be from the victim’s telecommunication carrier.
• Victims are directed to a phishing site to receive a credit, discount, or prize ranging from $300 to $500.
• The phishing site is a replica of one of the telecommunication carrier’s sites and requests the victims’ log-in credentials and the last four digits of their Social Security numbers.
• Once victims enter their information, they are redirected to the telecommunication carrier’s actual website.
• The PHISHING subject then makes changes to the customer’s account.

The IC3 urges the public to be cautious of unsolicited telephone calls, e-mails and text messages, especially those promising some type of compensation for supplying account information. If you receive such an offer, verify it with the business associated with your account before supplying any information. Use the information supplied on your account statement to contact the business.

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If you have fallen victim to this scam, immediately notify your telecommunication carrier and file a complaint with the IC3, http://www.ic3.gov/

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As Always, Stay Informed …

Bob

FINALLY…something that ACTUALLY WORKS! part 2

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Finally … something that actually works!

Is this a stretch of the imagination?

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I don’t know if you know this but …

90% of People Online Make Zero Dollars.

That’s Right!

90 percent.

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Are You One of Them?

Learning a technique online might give you a rush and make you feel good.  Just like …

Learning ‘How to Create a Website by 3pm’ is a Rush of emotions for just about anyone.  It gives you:

• That feeling of accomplishment.
• That feeling of Achievement.  And …
• The confusion of that feeling with the thought of achieving Success!

Truth is — If you didn’t make any money – you didn’t succeed. After all .. making money online is your REAL GOAL, isn’t it?  And …

This achieve success info is being sold everywhere on the web, right?

And it makes people feel good.

But feeling good and making money online are 2 totally different things.

And people get confused Because they feel like they succeeded since they accomplished something they didn’t know how to do before.

Plain & Simple.

In their mind … They are one step closer to hitting the jackpot.

In reality, they’re just being fooled.  People keep falling for this achieve success in 3 hours shit and after 3 months they’re still not making money online.

(Casino’s use this trick on gamblers with the slot machines).

It’s scientifically proven that if a person ALMOST HITS the jackpot – it generates the same chemical reaction in the brain as if they did hit the jackpot! And this makes them put another quarter or dollar in to keep playing. Casino wins big, gambler loses big.

So what’s the difference between Winning and Losing?

The Casino’s and Get Rich Quick Programs have made the difference between winning & losing feel like – Nothing!

That’s right!

You feel the same whether you win or lose. AND …

You just keep spending more and more money until you have no more money to spend.

Time to wake up and smell the coffee folks.

There is a BIG DIFFERENCE between winning and losing.  And one costs a bunch of money and the other makes a bunch of money.

Which will you choose?

If you’re not making money from investing in your online business – IT IS FAILING!

Remember … It’s because of that scientific fact that – people subscribe by the hundreds (if not thousands) to monthly services and ‘Learn, learn, leran … But! … they don’t Earn, earn, earn because they have that feeling of hitting the jackpot even when they lose!

What does this mean?

Simple!

Over 90% of this online community makes zero dollars just like the majority of Gamblers makes zero dollars (or usually loses their shirt) –  Simply because the casino’s and con-artists have discovered how to manipulate your brain chemistry by changing the slot machines to land on ‘Almost’ hitting the jackpot.

If you’ve been looking at some program or system and have that feeling that ‘this is the one’ that will change your life, and if you have tried program after program only to get burned in the past, And If …

You’re one of the people that looks at opportunities with the belief that for some reason you’re the one that didn’t make them work ‘right’ – well …

STOP!  You’re in the WRONG SPOT!

You’re Supposed to be Here ——-

One Million in One Month? Update …

One million people in one month ….

Hmmm…

Just posting up the results from the Reaching one million people in one month challenge …

And just being a ‘normal’ person with ‘normal’ connections and friends has proven a bust when it comes to reaching alot of people that will forward or refer the message to their friends and family.

My son was right – it didn’t happen.

So … when it comes to all those MLM’s that make it sound so easy – hell – if just getting people to go and contact other people with no money involved and no ripoff to be taken by doesn’t move along … what do you think will happen when it comes to asking people to join an MLM with promises of a bunch of money and all you have to do is just get people to get in “on the ground floor” or some other garb.

They’re taking your money and pulling the wool over your eyes.

There are some really reputable companies out there – just beware of the ones that try to convince you that it’s easy-as-pie!

As Always, Stay Informed …

Bob

Scam Alert Update!!!

Scam Alert Update!!

Keeping up with Scams and Fraudulent companies and people is – Really Tough and time-consuming.

I have found that Scam Fraud Alert Report is really “On-the-Money” with their investigating and reporting and I recommend them over any other Scam Reporting companies or websites at this time.

While I try to keep up with the most current scam issues, it really is impractical to research the way they do at Scam Fraud Alert Report.

Give them a visit -

Sign up for their newsletter – or

Bookmark their site … AND

Let them know that Bob at http://team1million.wordpress.com sent you (if they have an easy contact page).

As Always, Stay Informed …

Bob

FBI ALERT!!! Citadel Malware still on the loose

Directly From the FBI:

Citadel Malware Continues to Deliver Reveton Ransomware in Attempts to Extort Money

11/30/12—A new extortion technique is being deployed by cyber criminals using the Citadel malware platform to deliver Reveton ransomware. The latest version of the ransomware uses the name of the Internet Crime Complaint Center to frighten victims into sending money to the perpetrators. In addition to instilling a fear of prosecution, this version of the malware also claims that the user’s computer activity is being recorded using audio, video, and other devices.

As described in prior alerts on this malware, it lures the victim to a drive-by download website, at which time the ransomware is installed on the user’s computer. Once installed, the computer freezes and a screen is displayed warning the user they have violated United States Federal Law. The message further declares that a law enforcement agency has determined that a computer using the victim’s IP address has accessed child pornography and other illegal content.

To unlock the computer, the user is instructed to pay a fine using prepaid money card services. The geographic location of the user’s PC determines what payment services are offered. In addition to the ransomware, the Citadel malware continues to operate on the compromised computer and can be used to commit online banking and credit card fraud.

This is not a legitimate communication from the IC3, but rather is an attempt to extort money from the victim. If you have received this or something similar do not follow payment instruction.

It is suggested that you:

• File a complaint at http://www.IC3.gov;
• Keep operating systems and legitimate antivirus and antispyware software updated; and
• Contact a reputable computer expert to assist with removing the malware.

Actual Scam Example of Mystery Shopper eMail

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Hi Everyone,

Just wanted to post an actual fraudulent eMail for a Mystery Shopping Scam that I received.  Also wanted to let you know that I filed a complaint against using the IC3 info found in the previous FBI Post about Fraud and Scams.

Actual Complaint Confirmation Here

Here it is:

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From: MS-Network @2012 <t-person@mail.com>;

To: rehl1961@xxxx.com <rehl1961@xxxx.com>;

Dear candidate,

We are starting a very big research project in USA and Canada. This project
takes place every month. We are leading agency specialized in (Global) Customer
Service Research. We need to recruit Mystery Shoppers to join our project to work
as a surveyor. You will get $200 – $300 for each assignment. Payment check
or money order will be in a certain amount that you will be asked for cash your bank
and then garnish your wages and have the rest for the evaluation.

Provide the following information below if you interested:
=> sheelyashop @ gmx . com

1. Name (first/last) :
2. Address :
3. Country, State, City, Zip :
4. Phone’s (cell&home) :
5. A g e :
6. Occupation :

Your response would be greatly appreciated, Thank you.

Regards,

Mrs. Sheely Moore
Official Recruiters
@Mysteryshopper_Network

#######################################

As Always, Stay Informed …

Bob

Online Shopping Fraud Reminders – Holiday Season

Holiday Season.

Yup – it’s here.

Identity Theft, Scams, and Fraud are likely to swell during this season.  BUT, they don’t have to!

The FBI, in partnership with the Merchant Risk Council (MRC), would like shoppers to be informed of the common scams that affect consumers and E-commerce.

This is just a Reminder to be Careful Shopping Online.

• Deal with the legit companies that you’re completely sure about,
• Stay away from Too Good To Be True Offers,
• Don’t open unsolicited eMail (spam),
• Never provide credit card numbers,
  • Bank account information,
  • Personally identifiable information or
  • Never Wire money to a person who advertises items on these sites at a too good to be true price.
• Phishing and scam e-mails, text messages or phone calls
  • e-Mails, texts or phone calls will look or sound like they are coming from a well-known retailer, stating a need to “verify” the full credit card number you used for a purchase or ask you to click a link to update personal account information.
  • If you receive an e-mail that asks you to click a link to verify information, delete it.
• “One Day Only” websites featuring the sale of a “hot item”
• Postings of popular items for free or drastically reduced prices 
• Purchasing any new product or gift card on an auction or classified advertisement site where the price is significantly lower than any sale prices in retail outlets
• “Work from home” offers, to act as a private reshipper, often fronting the shipping costs on behalf of the fraudster

Many times, fraudsters will post a popular item to obtain this information, and the goods will never be mailed, but your card or identity will be used fraudulently later – otherwise known as Identity Theft!

If you make a purchase from these sites, we encourage you to check a seller’s ratings and feedback to ensure he or she is reputable.

If you are ripped off - File a Complaint with the FBI.

As Always, Stay Informed …

Bob

FBI ALERT — Top 9 Scams Spotted …

The FBI has a division called “IC3″ Internet Crime Complaint Center.  This division is a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C).

Here’s a Top-9 Scam Fraud Alert In ranked order, dated November 26, 2012 – Directly from the FBI Alert:

• 9) Triangulation Schemes
• 8) Phishing/Pharming/Whaling
• 7) Botnets
• 6) Re-shipping
• 5) Affiliate Fraud
• 4) Identity Theft
• 3) Friendly Fraud
• 2) Account Takeover
• 1) Clean Fraud

As Always, Stay Informed …

Bob

54 to 1 ratio of scams to legitimate

That’s Right!

There’s a 54 to 1 Ratio of Scams to Legit work at home jobs!

Again – There is a 54 to 1 ratio of scams to legitimate work-at-home jobs out in the market according to Staffcentrix President, Christine Durst.  This company screens thousands of opportunities out in the market and for every 55 opportunities out there, only 1 of them meets their legitimacy standards.

• BBB Warns Against Twitter Money-Making Schemes
  Don’t fall for all the tweets made stating you can make lots of money from the comfort of home using Twitter.   The Better Business Bureau warns that the big bucks promised by these companies will only wind up costing you monthly fee’s to ‘work’ for these companies.
• BBB Warns of Craigslist Job Scam
  Fake advertisements for employment opportunities for a Data Entry Clerk at Better Business Bureau’s in regions across North America are being posted by these con-artists.  Don’t get taken by a Craigslist offer offering a job with the Better Business Bureau.
• Don’t Get Taken by a Modeling Scam  As you know, I come across acting & modeling opportunities and I will always advise you to get an entertainment manager for yourself.  Do not sign up with online companies blindly.  Call or visit a reputable modeling agency or get a good entertainment manager.
• Enigma for Consumers: What Mystery Shopping Jobs?
  Get a load of this … The company that told consumers they could be hired as mystery shoppers and earn a substantial income, are facing Federal Trade Commission charges that their claims about job availability and income potential were deceptive.  Not only is this company being charged by the FTC, the telemarketing firm working for them is being charged also.

If you are interested in Mystery Shopping Opportunities – just Refer to my previous post about the Mystery Shopping Trade Association for the REAL FACTS and Real Opportunities from the Trade Association itself.

The best approach to take with online companies is to check out them out first.  Online opportunities should present themselves as if you were going for a regular job.  You don’t pay the job to be hired, they pay you to do work for them.   If they fail to meet this simple criteria, stay away.

 As Always, Stay Informed …

Bob

Money Making Trade Secrets You’ve Never Heard About …

I just recently started reading an article on Forbes.com titled “Leaders Qualities” and guess what?

The entire article was about ‘Followers’ not Leaders.

How many times has this happened to you?   Once, twice, dozens of times?

When it comes to Money Making Opportunities, this same bait & switch tactic is used over and over and … many times we scan through things so quickly we forget what we were hooked into reading in the first place.

Distraction is a technique used successfully in the advertising world and also in the corporate publishing world.

The difficult fact for many opportunity seekers to accept is – Investigate the Facts through the Real Sources of Trade information.  (When I say opportunity seekers – I mean any person looking for an opportunity to improve their money situation whether it be a job, business, acting or modeling gig, etc).

When you get involved with Trade Associations you avoid being scammed out of money and …  that’s exactly what these ‘secrets’ are about.  Getting to the Real Facts with Real People and Real Facts.  When these ingredients come into play you’ll get started on making some serious results in your life (on or offline) in a very organized manner without having to stress out about:

1. What you’re going to sell,
2. Where you’re going to get the product from,
3. How you’re going to sell it,
4. Where you’re going to get the sales page from,
5. How you’re going to set up the sales funnel, and then
6. Where you’re going to get the traffic from,
7. How much you’re going to pay to get targeted traffic,
8. Who you’re going to use for your automated email responder,
9. How much it’s going to cost for that automated responder, and
10. How you’re going to use that to build your in house email list, and finally
11. What your online business name (domain name) is going to be.

Rather than trying to figure out everything on your own, one of the best things you can do for yourself is build your network of resources.  This site is pretty much just that.  A map of resources.  Deciding what you can use can still be a daunting task.  After all, you still have to spend the time sorting through what you can make use of.

So, let’s start with one Trade Association that is the largest professional trade association for improving service quality using anonymous resources.  It is the MSPA (Mystery Shopping Providers Assocation).  www.mysteryshopping.com

Here you can find the Real Legitimate companies that operate in this field, how they work, and what the real companies expect and pay you.  Not these online ripoffs that offer to set you up for a fee.  Find out the Facts above.

As Always, Stay Informed …